Profitable Business

Profitablel You know I was pretty sceptical when my wife first started this business and thought it was a scam, it wouldn’t work, we’d end up loosing money, all kinds of negative sceptical things.  WOW how I was wrong.

As we continue to build our business I’m continually surprised at the personal growth I’ve gone under and how so many people that know me continue to say wow you’ve changed and are so upbeat, positive and full of energy. Well thank you!  You are right I have changed and it’s a good change.  I have to owe it to the people we associate with, you have no idea what that does to someone when they get around people that are just successful, positive and moving their life forward.

We are doing just that, we are moving our life forward one day at a time and knocking down huge goals.  In December we killed off our MasterCard and cut that up, in January we killed our HUGE VISA debt and here in February we’ve reached what Amway Global recognized as 1000 pins.  That goal won’t mean much to most but it’s a significant goal because it means you are producing a successful franchise and making profits.  That’s not to say we were not making profits before being 1000 pin, it just means we have solidified a milestone and we are continually moving forward.  There is one more goal we are 99% done and that’s a World Wide Dreambuilder’s goal and I’ll have a separate post about that.  But one could say we are flying as high as ____’s :)

We’ve got some great clients with which we invest time into them to make sure they have the right product to fit their needs, and we continually follow up and provide great customer service to them.  Where else can you find that kind of service?  Does Wall Mart call you up asking how your recent purchase was?  Probably not.  So to those clients I say thank you for your business, we appreciate it and look forward to continually serving you.

Lastly we’ve got some amazing amazing people who we are now coaching and mentoring through an amazing business.  We’ve got strangers who are becoming amazing friends, we’ve friends who are becoming even deeper friends, and last but not least we have family that are building this business with us.  This pretty wicked mix of people are a bunch of warriors who just understand there is more to life then living paycheque to paycheque, Friday to Friday.  They understand that the goals, dreams and people they want to influence are not possible with their regular 9-5 job.  They want more, and they all have that “do whatever it takes” mentality.  I’m proud to be working with these people but more importantly I’m proud to be investing time into them as we all develop amazing relationships.

Yes our business is profitable with money, however we find it more profitable because we are investing time into amazing people so that they can achieve the lives they really want, not the lives that are controlled by their jobs.  It really is amazing the type of business we build here, it’s unlike anything out there, it just doesn’t compare.

team

Quick Reflection

In talking with some people over the last few weeks people have said they’ve noticed a change in me.  A change for the better I have to add.  However one particular person I was talking with today really hit it home for me and I’m so thankful they were honest with me. 

This person I’ve been friends with since back in the NAIT days and I’ve cherished her friendship quite a lot.  However there was a point in our friendship where we kinda lost connection and where she didn’t really talk to me much anymore.  I never knew why she was so distant and until today.

The reason was because I was this negative person and she couldn’t understand why I was that way.  She said I have a great wife, great condo downtown, great life and yet here I was a grumpy negative person.  I never ever saw that in myself and never really thought I was driving people away.  I guess knowing that now I’m surprised I didn’t drive more people away, or maybe I did?  She told me this was the reason why she stopped associating with me and I don’t blame her and see exactly why.  She was guarding her association and that’s exactly what we do now.

I have to thank being involved with World Wide Dreambuilders for the change in mindset and the association with the amazing people we associate with.  They are all positive successful people who want nothing but the best for themselves and others and because of my association with them I’ve turned into that.  I now fully understand the power of association, it’s more powerful then you’ll ever know.  I do have to add that Amway Global does not provide this association, coaching and mentorship, that is all WWDB and that is an awesome thing.

I fully understand people have other coaching and mentorship in their lives and that is awesome, people need that nowadays.  If you have that then you’ve already put yourself ahead of others and I wish you much success.  If you don’t have mentorship and coaching, you should find some.  It will change your life, it did for me in ways I can never repay.

 

PosNeg

Looking Forward to a Free Wife

I’m really looking forward to having a free wife this year.  One that does not put on the pantyhose, skirt and nice blouse for some boss man and then comes home and puts on the sweats for me.  I mean honestly, how much does it suck that we every day give our second best to our spouse?  Shouldn’t we give the best hours of the day to each other instead of giving that to “the man”?

My wife’s office closed on December 24th last year and so between that and January 18th she had a few weeks off to just enjoy a mini-freedom so to speak.  It honestly was amazing because for the first time in a long time since we’ve been together she was relaxed and wasn’t tense or stressed after coming home from a long day at work.  Now it wasn’t like that every single day when she got home when she was working, but if you averaged it out it was enough.  It also wasn’t like it was horrible and I didn’t want to see or talk to her, it was just different.  You really see it when your wife doesn’t come home from work all tense, she’s just been out either shopping, or cleanup up during the day, sleeping in, or just relaxing reading a good book for the afternoon.  That really changes someone’s temperament.

Now don’t get me wrong here I feel women should work if they so choose and they should have all the same rights and equality that men have.  Having my wife home is NOT about taking that away from her, having my wife home home means she can have time to do the things she loves and to be able to raise our kids without putting them in daycare.  I know some friends that already have this in their lives, some people in this business and some people not in this business.  I’m honestly in envy, however I won’t need to be for long because Lindsay will have that this year.  Stay tuned to this blog and you’ll see pictures of her “Freedom Day”!

Our first priority with our business was to free up Lindsay’s time so she can be a stay at home mom.  We will NOT let someone else raise our kids, we will do the raising thank you very much.  So if you have the same kind of thought then wouldn’t you be willing to do whatever it takes to make that happen?  Can your job today do that for you?  Maybe it can, but let me take it a step further, can your job (where you trade time for money), can that job free up both you and your wife so you can spend all day with your kids?  Personally I’ve not seen something out there that can do this.  I believe without a doubt this can be done. Why do I think that?  Because our personal coach, their coach, their coach, and so on and so on have done it.  Our personal coach, she retired from her job in August of this past year and it took them less then a year.  She can now stay at home and raise their kids when they come and continue to build an amazing team.  How does someone do that?  Through coaching and mentoring, making smart decisions with your life and getting around other people who think the same way.  Power of association. 

Lastly in three years or less, depends on how hard we decide to build our business, I will be a stay at home dad along with my stay at home wife.  How flippin cool is that?  My future family and kids are so important to me that I’m willing to do whatever it takes to make that happen.  I have a goal and dream of giving my kids the very best hours of the day, not the second best.  My family deserves that, doesn’t yours?

Debt Milestone

So as of today we have fully paid off our VISA credit card debt.  Previous posts on my blog will have shown the progress and our goals on what we are setting out to achieve this year and getting out of debt is one of them.  So how much did we actually pay off?  How’s $22,000 sound?  Yeah embarrassing for sure but it will be a constant reminder and the more people I tell the more accountable I’ll be.  However I hope to actually inspire people because that’s why I have been blogging and being open about how much debt we have.  I’ve already had people ask me how we did it and they were pumped to know it wasn’t really anything special.  Just smarter choices, streamlining your life, and great coaching.  It’s time to get serious with debt and time to be honest about it.  Start being accountable!

This is one of many goals up on our walls

Next goal: $10,000 Line of Credit

Knocking Down Debt

When we met with our upline platinum (at that time, she’s now Sapphire) back in October we were on a mission to knock down some debt of ours so that we can become debt free or pretty darn close to it by the end of 2010.  Well with the mentorship and coaching we received from her we were able to make some awesome decisions that we didn’t really know where available to us or didn’t even see it that way.  It’s the coaching that we received that opened our eyes and is exactly the type of thing we do with World Wide Dreambuilders.  It’s not all about “making the millions” it’s about the little things a the streamlining your life for success. 

So what exactly have we done in about three months?  Well it might not seem like a lot of time but on paper its a HUGE amount of reduction.  I’m not ashamed to put down actual figures here because I’m going to be real with you as I have always been on this blog.  People need to understand we are nobody special, we are just trying to make a change for the better in our life.

  1. Set our budget and started to use the envelope system where we take out cash for each budgeted item and keep it in an envelope.  Once the money is gone, that’s it.  We’ve been on track with our budget seriously for 2 months.
  2. Started putting 20% of our paycheques onto debt
  3. Started or re-started (I pretty much did this already) putting 10% of our paycheques into savings
  4. Streamlined our lives so that we live off 70% of our income
  5. Paid $3,700 towards our HBC Mastercard and closed it (they still owe me $253 because I overpaid!)
  6. Paid $ 20,210 towards our RBC Visa and are almost done with that. Have around $2,700 left to pay off

Look at what we’ve accomplished with a little coaching.  I wanted to know how to knock down some debt so I found someone who did just that and they taught me.  What did it cost?  NOTHING.  Just association.  Are we done yet? Heck no!

  1. We’ve got a Home Equity Line of Credit to pay off
  2. We have another regular Lineo of Credit to pay off
  3. The 2006 Mazda 3 to pay off (on it’s own it will be done in Feb of 2011, but hope to put a few extra months on it to get that payment back)
  4. Lindsay’s “Daddy Debt” from when she was in school
  5. Lastly our Mortgage. 

So what we hope to accomplish by the end of this year is to knock off items 1, 2, 3, 4 and only have the mortgage left.  So what does that mean in the long run?  Well considering we have all that debt where do you think a lot of our pay cheques go towards?  DEBT!  What happens when that debt is gone and your not making those payments?  Well all of the sudden you’ve got a lot of money kicking around.  The MasterCard, the Visa, the two Line of Credits, the car payment all add up to a huge chunk of change that we will no longer have to fork out.  We will be able to keep that and save it for a new vehicle, or any other large items that we need to get.  The best of all… we will pay for those things in cash.

Now all of this WILL happen this year and the funny thing is, none of the above is touching the money we make from this business!  How cool is that!

I write this not to brag, I write this to inspire because you CAN kill debt, you CAN streamline your life.  The question is are you willing to do whatever it takes to achieve a debt free lifestyle?  By whatever it takes I mean W H A T E V E R it takes.  Find a coach, find a mentor because if you don’t you’ll just continue that endless cycle day after day after day.

“Do the opposite of the masses”